Important Disclaimer
This is a structure guide, not a form or template. Every case is different. Court rules vary by district. This guide explains what a motion for contempt should contain, but you should consult an attorney or review your local court rules before filing.
Motion Structure
1. Caption and Introduction
Identify the case, the movant (you), and the respondent (the creditor violating the discharge). State that you are requesting contempt sanctions for violation of the discharge injunction.
2. Jurisdictional Statement
The bankruptcy court has jurisdiction over discharge violation proceedings even if the case is closed. Cite 11 U.S.C. Section 524 and your court's local rules for reopening closed cases.
3. Factual Background
- When you filed bankruptcy (case number, date, chapter)
- When the discharge was entered
- The specific debt at issue -- original creditor, account number, amount
- That the debt was listed on your bankruptcy schedules
Motion Structure (continued)
4. The Violation
Describe each collection action taken after the discharge:
- Dates, times, and content of collection calls
- Copies of collection letters
- Court filings (if a lawsuit was filed)
- Credit report entries showing the discharged debt as active
- Any written notices you sent to the creditor about the discharge
5. Legal Argument
Establish the three elements:
- A discharge was entered (attach the discharge order)
- The creditor knew or should have known about the discharge (notice was sent; creditor was listed on the mailing matrix)
- The creditor took intentional action to collect the discharged debt
Motion Structure (continued)
6. Damages
Describe the harm caused by the violation:
- Out-of-pocket costs
- Lost wages
- Emotional distress (anxiety, stress, disruption)
- Credit damage
7. Relief Requested
- Finding of contempt
- Order directing the creditor to cease all collection activity
- Actual damages in the amount of $[X]
- Attorney fees and costs
- Punitive damages (if available in your circuit)
8. Exhibits
Attach: the discharge order, collection letters, call logs, credit reports, any correspondence with the creditor, and any other evidence.
Related: Damages analysis | Violation examples
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