Motion for Contempt -- Structure Guide

How to structure a motion for contempt when a creditor violates the discharge injunction. This is a structure guide, not a form.

Important Disclaimer

This is a structure guide, not a form or template. Every case is different. Court rules vary by district. This guide explains what a motion for contempt should contain, but you should consult an attorney or review your local court rules before filing.

Motion Structure

1. Caption and Introduction

Identify the case, the movant (you), and the respondent (the creditor violating the discharge). State that you are requesting contempt sanctions for violation of the discharge injunction.

2. Jurisdictional Statement

The bankruptcy court has jurisdiction over discharge violation proceedings even if the case is closed. Cite 11 U.S.C. Section 524 and your court's local rules for reopening closed cases.

3. Factual Background

Motion Structure (continued)

4. The Violation

Describe each collection action taken after the discharge:

5. Legal Argument

Establish the three elements:

  1. A discharge was entered (attach the discharge order)
  2. The creditor knew or should have known about the discharge (notice was sent; creditor was listed on the mailing matrix)
  3. The creditor took intentional action to collect the discharged debt

Motion Structure (continued)

6. Damages

Describe the harm caused by the violation:

7. Relief Requested

8. Exhibits

Attach: the discharge order, collection letters, call logs, credit reports, any correspondence with the creditor, and any other evidence.

Related: Damages analysis | Violation examples

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Related Resources

prosedebtors.org -- Pro se filing guidance

dischargeinjunction.com -- Full discharge injunction guide

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